Give Your HomeA Fresh Start
Explore financing options for repairing, renovating and improving your existing home according to your needs.
Home Improvement Finance
Make your existing home work better for you
Homes need maintenance, repairs and improvements over time. Whether you are updating an old space or carrying out essential repairs, the cost can be a significant part of your household budget.
We help you explore financing options that may be suitable for your renovation and repair requirements.
01
Assess
Understand the work required and estimate your overall renovation cost.
02
Explore
Explore suitable financing options based on your requirement.
03
Improve
Move forward with your renovation or repair project.
Why Explore With Us
Financing for your home improvement goals
We help make the financial side of your renovation journey easier to understand.
Improve Your Home
Explore financing options for eligible renovation, repair and improvement requirements.
Multiple Renovation Needs
Finance a range of home improvement requirements, from repairs to larger renovation projects.
Multiple Lenders
Explore options from our network of banks and financial institutions.
Guided Assistance
Get support in understanding your options, documentation and application process.
Your Home
Repair. Renovate. Refresh.
What Can You Finance?
Options for different home improvement needs
Your renovation requirements may range from essential repairs to larger improvement projects. Depending on the loan product, different requirements may be eligible for financing.
Home Repairs
Get financial assistance for eligible repairs and maintenance work around your home.
Home Renovation
Finance renovation projects that refresh and improve your existing residential property.
Kitchen & Bathroom Upgrade
Explore financing options for upgrading kitchens, bathrooms and other areas of your home.
Home Improvement
Fund eligible improvement projects that make your home more comfortable and functional.
Plan Your Project
Know your renovation requirement before you apply
A clear idea of the work and expected cost can help you understand your financing requirement and plan your project more effectively.
Estimate the Cost
Prepare an approximate estimate covering materials, labour and other expected expenses.
Prioritize the Work
Identify essential repairs and improvements that need to be completed first.
Plan Repayment
Consider your income, existing obligations and comfortable repayment capacity.
Basic Eligibility
Eligibility can vary between lenders. Some common factors that may be considered include:
Applicant should generally be an Indian resident.
Applicant should have a regular and verifiable source of income.
Both salaried and self-employed individuals may be eligible.
Applicant may need to establish ownership or eligible rights over the property.
Age, income, credit profile and property details may be considered.
Final eligibility depends on the selected lender's policies.
Documents Required
The exact documents depend on your profile, property and selected lender. Common requirements may include:
Simple Process
From requirement to renovation
The exact process may vary depending on the lender, property and applicant profile.
Share Your Requirement
Tell us about your home, renovation plans and financial requirement.
Explore Options
Understand financing options that may be suitable for your profile.
Submit Documents
Provide the required personal, income and property documents.
Proceed With Application
Move forward with the selected lender and application process.
FAQs
Renovation & Repair Loan Questions
Answers to some common questions about home renovation and repair financing.
What is a renovation and repair loan?+
A renovation and repair loan is intended to help finance eligible improvements, repairs or renovation work on an existing residential property. Availability and terms depend on the lender.
What can I use a renovation loan for?+
Depending on the lender and loan product, financing may be available for eligible repairs, renovation, kitchen or bathroom improvements, and other home improvement requirements.
Can I apply if I am self-employed?+
Yes. Self-employed individuals and business owners may be eligible, subject to the income, credit, property and documentation requirements of the selected lender.
What documents are required?+
Typical requirements may include identity and address proof, income documents, bank statements, property ownership documents and an estimate of the renovation or repair cost.
Can I renovate an existing house with this loan?+
Financing may be available for eligible renovation work on an existing residential property. The property and proposed work must satisfy the selected lender's requirements.
Ready to Improve Your Home?
Give your home the improvement it needs
Share your renovation or repair requirement with us and explore available financing options.