Unlock the Valueof Your Property
Explore property-backed financing options for eligible personal, business and other financial requirements.
Property-Backed Finance
Turn your property into a financial resource
If you own an eligible property and need access to substantial funds, a Loan Against Property can be one financing option worth exploring.
We help you understand your requirement and explore property-backed loan options from our lending network.
01
Understand
Share your property details and financial requirement with us.
02
Explore
Explore suitable property-backed financing options.
03
Proceed
Move forward with the lender and option that suits your situation.
Why Explore With Us
Financing backed by your property
We help simplify the process of understanding property-backed financing and exploring suitable lending options.
Property-Backed Finance
Use an eligible residential or commercial property as security to explore financing options.
Access to Funds
Explore financing for a range of personal, business and other eligible financial requirements.
Multiple Lenders
Explore loan options from our network of banks and financial institutions.
Guided Assistance
Get support in understanding your options, documentation and application process.
Your Property
Asset. Security. Opportunity.
Possible Loan Uses
Finance a range of eligible requirements
Depending on the loan product and lender, funds from a Loan Against Property may be used for different personal or business requirements.
Business Requirements
Explore property-backed financing for eligible business expansion, working capital or other business needs.
Education Expenses
Property-backed financing may be considered for eligible higher education requirements.
Personal Requirements
Access funds for eligible personal financial requirements, subject to lender terms.
Business Expansion
Use available financing to support eligible expansion and investment requirements.
Eligible Property
Your property may be your biggest financial asset
Property eligibility depends on the lender, property type, location, ownership, valuation and legal status.
Residential Property
Eligible residential properties may be considered as security by the lender.
Commercial Property
Certain commercial properties may qualify depending on the lender's policies.
Other Eligible Property
Property eligibility depends on location, ownership, valuation and lender requirements.
Before You Apply
Understand the responsibility behind a secured loan
A Loan Against Property is secured against your property. It is important to understand the repayment obligation, lender terms and consequences of default before proceeding.
Assess Your Requirement
Borrow only after understanding why you need the funds and how much financing is appropriate.
Understand Your Property
Property ownership, valuation, legal status and location can affect eligibility.
Plan Repayment
Consider your income, existing obligations and ability to repay the loan comfortably.
Basic Eligibility
Eligibility varies between lenders. Some common factors that may be considered include:
Applicant should generally be an Indian resident.
Applicant should have a regular and verifiable source of income.
Both salaried and self-employed individuals may be eligible.
Applicant should generally have clear ownership or eligible rights over the property.
Property valuation, location and legal status may be considered.
Age, income, credit profile and existing financial obligations may be considered.
Final eligibility depends on the selected lender's policies.
Documents Required
The exact documents depend on your profile, property and selected lender. Common requirements may include:
Simple Process
From property to financing
The exact process may vary depending on the lender, property and applicant profile.
Share Your Requirement
Tell us about your property and why you need the funds.
Explore Options
Review suitable property-backed financing options.
Property & Document Review
Provide the required property, income and personal documents.
Proceed With Application
Move forward with the selected lender and application process.
FAQs
Loan Against Property Questions
Answers to some common questions about property-backed financing.
What is a Loan Against Property?+
A Loan Against Property is a secured loan where an eligible property is offered as security to the lender. The funds may be used for eligible personal or business requirements depending on the loan product and lender.
What type of property can be used?+
Depending on the lender, eligible residential and commercial properties may be considered. The property must satisfy the lender's legal, valuation, location and other requirements.
Can I use the loan for business purposes?+
Property-backed financing may be available for eligible business requirements such as expansion, working capital or other approved purposes, subject to lender policies.
Can self-employed individuals apply?+
Yes. Self-employed individuals and business owners may be eligible, subject to the lender's income, credit, property and documentation requirements.
Will I continue to own my property?+
Generally, the property remains in the borrower's ownership while being offered as security to the lender. The exact legal structure and lender terms should be reviewed before proceeding.
How much can I borrow against my property?+
The available loan amount depends on factors such as property value, income, repayment capacity, existing obligations, credit profile and the lender's policies.
Need Funds?
Explore the value of your property
Share your requirement and property details with us to explore available Loan Against Property options.