Drive HomeYour Next Car
Explore car financing options for eligible new and pre-owned vehicles based on your requirements and financial profile.
Car Financing
Find a financing option that fits your car purchase
Buying a car is a significant financial decision. Understanding your financing options can help you plan the purchase and repayment more effectively.
We help you explore suitable car loan options based on the vehicle, your income, credit profile and overall financial requirements.
01
Share
Tell us about the vehicle you are planning to purchase and your financing requirement.
02
Explore
Explore available car loan options from suitable banks and financial institutions.
03
Proceed
Move forward with the selected lender and complete the application process.
Why Explore With Us
Make your car financing journey simpler
We help you understand the available financing options and navigate the application process.
New Car Financing
Explore financing options for purchasing an eligible new car from a suitable lender.
Used Car Financing
Explore suitable financing options for eligible pre-owned vehicles.
Flexible Options
Compare available loan options based on your vehicle, financial profile and repayment requirements.
Guided Assistance
Get support in understanding loan options, documentation and the application process.
Car Finance
Your Journey Starts Here.
Vehicle Options
Financing for different car purchases
Whether you are purchasing your first car, upgrading your existing vehicle or considering a pre-owned car, suitable financing options may be available.
New Cars
Explore financing options for eligible new passenger vehicles from authorised dealers.
Pre-Owned Cars
Selected lenders may provide financing options for eligible used or pre-owned vehicles.
Different Vehicle Segments
Explore financing options across eligible vehicle segments depending on lender policies.
Purchase Costs
Understand the complete cost of your car
The cost of buying a car goes beyond the vehicle's advertised price. Consider the complete on-road cost and your contribution before finalising the purchase.
Vehicle Purchase
Financing may be available toward the eligible purchase cost of the vehicle.
On-Road Costs
Depending on the loan product, certain eligible on-road costs may be considered.
Insurance
Vehicle insurance requirements may apply as part of the vehicle purchase process.
Other Eligible Costs
Additional costs may be considered depending on the selected lender and loan structure.
Before You Apply
Choose a car loan responsibly
A car is a depreciating asset, while the loan creates a repayment obligation. Make sure the purchase and monthly repayment fit comfortably within your finances.
Set Your Budget
Decide how much you can realistically spend on the vehicle, down payment and ongoing ownership costs.
Compare Loan Terms
Review interest rate, tenure, processing fees, prepayment conditions and other applicable charges.
Check Repayment Capacity
Make sure the monthly repayment remains manageable alongside your existing financial commitments.
Basic Eligibility
Eligibility varies between lenders. Some common factors that may be considered include:
Applicant should generally meet the lender's age and residency requirements.
Applicant should have a regular and verifiable source of income.
Employment or business stability may be considered.
Credit history and credit score may be evaluated by the lender.
Existing financial obligations may be considered.
Vehicle eligibility may depend on its make, model, age and value.
Income and repayment capacity may be evaluated.
Final eligibility depends on the selected lender's policies.
Documents Required
Exact requirements depend on the applicant, vehicle and selected lender.
Simple Process
From choosing your car to financing
The exact process may vary depending on the vehicle, applicant profile and selected lender.
Choose Your Vehicle
Decide on the car and understand its total purchase and on-road cost.
Explore Loan Options
Explore suitable financing options based on your vehicle and financial profile.
Submit Documents
Provide the required identity, income and vehicle-related documents.
Proceed With Application
Move forward with the selected lender and complete the application process.
FAQs
Car Loan Questions
Answers to some common questions about car financing.
What is a car loan?+
A car loan is financing provided by a bank or financial institution to help an eligible customer purchase a vehicle. The loan amount, interest, tenure and other terms depend on the selected lender and applicant profile.
Can I get a loan for a used car?+
Yes. Some lenders offer financing for eligible pre-owned vehicles. The vehicle's age, model, value and condition may be considered along with the applicant's financial profile.
How much car loan can I get?+
The available loan amount depends on factors such as vehicle value, applicant income, credit profile, existing obligations, down payment and lender policies.
Do I need to make a down payment?+
A down payment may be required depending on the vehicle, lender, loan structure and applicant profile. The exact contribution varies between lenders.
What documents are required?+
Common documents may include identity and address proof, income documents, bank statements and a vehicle quotation. Additional documents may be required depending on the applicant and lender.
Can self-employed people apply for a car loan?+
Yes. Self-employed applicants may be eligible for suitable car loan products, subject to income, business vintage, banking history, credit profile and lender requirements.
Get Behind the Wheel
Explore your car loan options
Tell us about the car you are planning to purchase and explore available financing options.